Business information and providers
GTOP TECH SERVICES is a Nigerian digital services platform. This page sets out who we are, what we sell today, how payments and payouts are actually processed, and who performs each part of the service — including what we do not offer and what we do not claim.
Business and registration details
- Registered business name
- GTOP TECH SERVICES
- CAC registration number
- 9811595
- Registered address
- Aso Street, Parkview Estate, Ikoyi, Lagos State, Nigeria
- Phone and WhatsApp
- +234 912 488 7245
GTOP TECH SERVICES is registered in Nigeria under CAC registration number 9811595. Registration documents are available on request to gtoptechservices@gmail.com. Our privacy policy, terms and conditions and refund policy are published in full.
Legal name
GTOP TECH SERVICES
Registered address
Aso Street, Parkview Estate, Ikoyi, Lagos State, Nigeria
Phone and WhatsApp
+234 912 488 7245Our CAC registration number, registered address and contact details are listed above, and registration documents are available on request. Our terms, privacy policy and refunds policy are published in full.
Our services and what is live today
We sell virtual top-up (VTU) and digital services to customers in Nigeria. This board is the truthful current state of the catalogue — the same list the administrator sees in the platform, including the services we cannot sell yet and why.
Airtime
MTN, Glo, Airtel and 9mobile
Data bundles
MTN, Glo and Airtel
Electricity tokens
Prepaid and postpaid across 11 distribution companies
TV subscriptions
DStv, GOtv, StarTimes and Showmax
Recharge cards
Voice cards for MTN, Glo, Airtel and 9mobile; data cards for MTN, Glo and Airtel
Internet
Smile subscriptions
Wallet funding
Bank transfer to your own dedicated account
Withdrawals
Bank transfer to your own Nigerian bank account
9mobile data and data cards
Waiting on the provider's plan list
Spectranet internet
Waiting on the provider's plan list
Card payments for wallet funding
Until a live payment provider is connected we take bank transfers only
Automated BVN / NIN identity checks
In testing — no customer is blocked by it today
Both reseller programmes
Coming Soon: registration, fees, referral links and API access stay closed until the payment setup is confirmed
JAMB and WAEC e-PINs
No plan available from the provider
Betting wallet top-ups
Not enabled on the transaction engine
eSIM
Not offered
Gift cards and gaming cards
Not offered
Virtual Naira and dollar cards
Not offered
Airtime-to-cash and data-to-cash
Not offered
Bulk SMS
Not offered
International top-up
Not offered
This board is maintained from the live service catalogue in the platform. A service moves between these columns only when the change is real — we do not list a service we cannot deliver. Tell us if anything here looks wrong.
How money is collected and paid out
Collecting your money
- You fund your wallet by bank transfer to a dedicated account issued for you.
- That account is issued by Niimbu, our payments provider, and it is where the transfer is received.
- Card payments are not enabled. We take bank transfers only, and no card details are collected or stored by GTOP.
- Opening that account requires a BVN or NIN identity check, which Niimbu performs.
Paying you out
- Wallet balances can be withdrawn to your own Nigerian bank account.
- The transfer is executed by Niimbu, the same provider, from the merchant balance behind GTOP.
- Provider and bank charges on a transfer are shown before you confirm and are charged by the provider, not invented by us.
- If a payout fails at the bank, the amount returns to your wallet.
The providers behind our services
Niimbu — payments, funding accounts, payouts and VTU fulfilment
Airtime, data, electricity tokens, TV subscriptions, internet subscriptions and recharge cards are purchased from bills infrastructure operated by Niimbu, who settle them with the network operators, distribution companies and broadcasters. Your funding account, wallet funding, payouts and BVN/NIN identity check are also processed by Niimbu.
The operators whose services we sell — including MTN, Glo, Airtel, 9mobile, the electricity distribution companies, MultiChoice (DStv and GOtv), StarTimes, Showmax and Smile — are independent third parties. Their names and marks belong to them and are used only to describe the service you are buying.
What we do not claim
- GTOP TECH SERVICES is not a bank, and does not hold a banking or payment licence of its own.
- We do not claim any approval, endorsement, sponsorship or formal partnership from Niimbu, any network operator, disco, broadcaster, or any payment provider. We are their customer.
- Payments, funding accounts, payouts and the BVN/NIN identity check are processed by Niimbu on its own infrastructure and under its own terms. When we add card payments, they will be processed by a licensed payment provider, and we will name it here before it goes live.
- We do not claim to be approved for, or connected to, any provider we are not actually integrated with — and this page will change when that changes.
- Both reseller programmes (Reseller Under GTOP and Reseller Own Website) are Coming Soon. Nothing about them is on sale, and no claim here should be read as a promise of earnings.
Verification and how we run the platform
- Email verification is required on every account.
- Identity (BVN or NIN) is verified by Niimbu before a funding account is opened for you.
- A transaction PIN can be required for every wallet debit, and can be changed from your profile.
- Device sessions are recorded, so you can see and end anything you do not recognise.
- Every order, refund, withdrawal and administrative change is logged — amounts, references and who did what — and reseller API credentials are stored as hashes with the secrets never re-displayed.
- Failed provider orders are refunded automatically to the customer's wallet; a refunded order also reverses any commission paid on it.
Talk to us
For anything about an account, a transaction, a provider, or to request our registration documents, use the contact details above or our contact page. We answer questions about payments and payouts in writing on request.